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Section Overview
Develops a comprehensive overseas Tamil welfare policy modelled on Kerala’s NORKA Roots — providing insurance, legal aid, death compensation, and economic integration support for approximately 40 lakh NRTs registered.
Summary Ratings
| Fiscal Pressure | Economic Benefit | Social Benefit | Implementation Risk |
| LOW | MEDIUM | MEDIUM | LOW |
Proposal-by-Proposal Analysis
The table below provides fiscal cost estimates and impact ratings for the principal proposals in this section.
| Key Proposal | Fiscal Cost Estimate | Economic Benefit | Social Benefit |
| Comprehensive Overseas Tamil Welfare Policy (Kerala NORKA model) | Annual budget: ₹80–120 cr (Kerala spends ~₹120 cr/yr for NORKA; TN diaspora ~30% larger). High return via remittances (~₹40,000 cr/yr inflow to TN). | MEDIUM | HIGH |
| Enhanced funding for Overseas Tamil Welfare Board | Incremental ₹30–50 cr/yr over current allocation. | LOW | MEDIUM |
| Death compensation and business loans for bereaved migrant families | ₹20–30 cr/yr based on ~500 deaths/yr × avg ₹3–5 lakh package. | LOW | HIGH |
| NRT help desks at 4 international airports in TN | Setup ₹5–8 cr; annual ₹3–4 cr. | LOW | MEDIUM |
Analytical Notes
⚑ Analytical Note: Tamil diaspora remittances to Tamil Nadu are estimated at ₹35,000–45,000 crore annually (RBI 2023–24 data, Tamil-origin states). A Kerala-style NORKA programme returns approximately ₹8–12 for every ₹1 invested through enhanced diaspora investment and skills transfer. The NORKA model is the appropriate benchmark and is achievable within 2 years.
